Typical published prices in Naples (checked October 2026)
- Contractor prices for impact windows, accordion shutters, roof-to-wall straps, or a whole-house generator in Naples were not verified on a public price list. Prices vary with the number of openings, the roof shape, and the electrical service. Get two written bids from licensed contractors. Do not use a statewide average as your budget.
- My Safe Florida Home is a state program, not a contractor. Florida Statutes section 215.5586, on the 2026 statute page, says the program does not create an entitlement and depends on appropriations. For eligible grants, the statute describes a match of $1 from the homeowner for $2 from the state, up to a maximum state contribution of $10,000, except that low-income applicants as defined in section 420.0004(11) may receive up to $10,000 without a match. The home’s insured value must be $700,000 or less, the home must have been built before January 1, 2008, and an initial program inspection must fall within the prior 24 months. Eligible work, when an inspection recommends it, includes opening protection and specified roof improvements. The program must verify the contractor’s state license number. 2026 Florida Statutes § 215.5586
- The program’s own support article, checked October 22, 2026, says My Safe Florida Home is accepting applications. Homeowners create an account in the Neighborly portal, complete a prioritization questionnaire, and then submit an inspection or grant application. The call center listed there is 850-427-2559. The article’s “modified” line does not show a year. Confirm funding and eligibility on the program site before you plan a project around a grant. The statute page notes that some 2026 amendments are tied to the appropriations act and discusses a July 1, 2027 repeal of portions unless another act preserves them. Read the current statute. This page is not legal advice. My Safe Florida Home: is funding available?
A wind-mitigation inspection is what insurers use to consider discounts. The form is the uniform mitigation verification form associated with the Florida Office of Insurance Regulation. This page does not quote a discount percentage. Ask your insurer what your policy would do with a completed form. MyFloridaLicense is where you check the inspector’s and the contractor’s license.
Openings, roof, and a generator
Opening protection means the windows, doors, garage door, and skylights can stand up to wind-borne debris, or that you can cover them with a rated shutter. Impact glass stays in place. Panels and accordion shutters only work if someone puts them up, which is a problem if you are not in Naples in June. A home-watch storm package can be the person who deploys panels. Ask who does that, and do not assume a glass bid includes it.
Roof-to-wall connections, roof-deck fastening, secondary water resistance, and a roof covering are the other half of mitigation. They are construction, not a weekend project. A re-roof can trigger a permit and, in a flood zone, a substantial-improvement question. Inside the City of Naples, the permit office is the Building Department at 295 Riverside Circle, (239) 213-5020. Outside the city, use Collier County. The 50 percent substantial-improvement rule is explained on the renovating page. Naples is not in the high-velocity hurricane zone. That zone is Miami-Dade and Broward.
A portable generator needs to sit outside, away from openings, and it needs a safe way to connect so it cannot backfeed the utility. A permanently installed generator needs an electrician and a permit. The photo on this page is a federal safety study, not a product recommendation. Carbon monoxide kills. If you do not know the connection method, hire a licensed electrician.
Inspections and insurance discounts
A wind-mitigation inspection records what the house already has: roof shape, deck attachment, clips or straps, opening protection, and the rest of the form. Insurers may offer a discount if the form supports it. They do not have to match a number you found on a forum. Ask your agent for the discount on your policy, in dollars, before you spend five figures to chase one.
The inspector should be qualified for the form they sign. My Safe Florida Home’s statute lists categories of license for its own inspectors, including building inspectors, contractors, engineers, architects, and home inspectors with mitigation training. A private inspection you order for your insurer may have its own rules. Ask the insurer which credentials it accepts before you hire.
Grants and discounts are different. A grant helps pay for work if you qualify and if money is still available. A discount is the insurer’s choice after the work is done and documented. Neither is guaranteed by a contractor’s brochure.
Bids, licenses, and the storm calendar
Hurricane season is June 1 through November 30. Order glass and roof work with that calendar in mind. A roof open in August is a bad plan. Get the permit before the tear-off. Unlicensed contracting is a felony during a state of emergency. Check the license at MyFloridaLicense and the company on Sunbiz. Collier County Contractor Licensing is 239-252-2431.
A bid should list the product ratings, the openings included, who pulls the permit, the deposit, the lead time, and the cancellation terms if the product is already manufactured. Ask for insurance and workers’ compensation where it is required.
The form is a free quote request for this work. It does not file a grant application. File that yourself at mysafeflhome.com after you read the current rules.
- Impact glass, panels, or both, and who deploys panels?
- Does the roof bid include straps and a secondary water barrier?
- Will your insurer accept the inspection and what discount does it quote?
- Do you meet My Safe Florida Home’s eligibility, and is funding still open?
- What is the contractor’s license number?